Disclosure

Every year while I am in Florida, I call CIBC Securities to make a deposit in my Tax Free Savings Mutual Funds.  So today I phoned them and the fellow was looking up my file and while we were waiting he asked me if I had a good holiday.  I said yes it was great because I am here in Florida.  He asked so you're in Florida now.  I said yes.  He then said could you hold the line for a second.  I knew what was going to happen next.  He came back on the line in a few minutes and he said that he couldn't handle my deposit because I disclosed that I was in Florida and he was only licensed to handle transactions in Canada.  I told him that I also wanted to deposit to my Registered Retirement Savings Plan Mutual Funds and if I have to wait until I get home to Canada in May I will miss the deadline for 2016.  I said so if I phone back and get another person but don't disclose that I am in Florida I can make the deposit.  He said he can't advise me on that.  He said he was sorry but there was nothing he could do for me.  I didn't phone back but I should have tried it.