Banker's Cheque

We were in negotiations to sell our house in Avon Park for a week or so.  The couple that wanted to buy it were really desperate to get it but they didn't want to pay real estate fees.  They wanted to do something under the table and they wanted to pay us in Canadian dollars.  Of course, we couldn't get out of our real estate contract and we didn't want to fool around with Canadian-US exchange rates.  Eventually, we reached a deal but we were not happy because we would lose about $13,000 US from what we bought it for.  So Barb went to the house and took everything she could find that was good from the house rather than leave it for them.  We met with our real estate agents and they were not happy about the couple trying to work around them by phoning us and them directly and not going through their own real estate agent but we signed the deed over and gave them the keys and took their banker's check.  On the way home from Avon Park, we deposited the banker's cheque in the Bank of America ATM.  The ATM slip told us that the cheque would be put on hold.  We thought this was crazy because it was a banker's cheque that was supposed to be like real money.  We almost didn't have enough money in the account to pay the $3000 real estate fee.  Somehow we squeaked through and after a few days we got some of the money and then a few days after that we got the rest of the money.  Barb was very relieved to have the headache of a second property off her mind and we no longer have to pay land rent and all the other expenses we were paying with the vacant house.